Finance

Funding your desired car should not serve as an inconvenience.

CAR FINANCE

Funding your desired car should not serve as an inconvenience or issue. At Brittle Motor Group, we are proud to offer a full range of finance packages and funding options across all vehicles, whether a private purchaser or a business user. Our long-standing relationships with leading finance companies enable us to offer highly competitive rates, so do not hesitate to discuss your requirements in order to receive a financial package tailored to your individual requirements.

KEY BENEFITS

  • Easy to arrange

  • Simple documentation

  • Full range of products

  • Backing of a national financial institution

  • Online funding (where available)

COMPETITIVE RATES

0%
from 10.9% APR

FINANCE OPTIONS

In order to help you to decide which product is best suited to your personal requirements, there is a full choice of finance options available:

  • Hire Purchase

  • Lease Purchase

  • Personal Contract Purchase

  • Personal Contract Hire

HIRE PURCHASE

This consists of an initial deposit payment, followed by equal monthly instalments over a set period. The interest rate is fixed, so the payments stay the same for the full length of the agreement. At the end of the period, once you have paid all the instalments and the purchase fee (if applicable), the car will be yours.

KEY BENEFITS

  • Improve cash flow

  • Fixed monthly payments

  • No large final payment

LEASE PURCHASE

This is a type of hire purchase with lower monthly payments and a larger final payment, which is based on the expected value of the car at the end of the period. You pay a low initial deposit followed by monthly payments over 2, 3 or 4 years and then the large final payment. The interest rate is fixed so your payments will not vary. At the end of the agreement, provided all the payments have been made (including the purchase fee, if applicable), the car is yours.

KEY BENEFITS

  • Reduced capital outlay

  • Reduced fixed monthly payments

  • You own the vehicle at the end of the agreement

PERSONAL CONTRACT PURCHASE

With a Personal Contract Purchase product you pay an initial deposit followed by monthly payments over a 2, 3 or 4 year period. Based on your annual mileage a guaranteed future minimum value is set at the start. At the end of the agreement you can choose what to do next. You can part exchange for a new vehicle, pay the final payment (which is based on the guaranteed future minimum value) plus the purchase fee (if applicable) and the car is yours, or simply return the vehicle.

KEY BENEFITS

  • A new vehicle every 2 or 3 years

  • 3 choices at the end of the agreement

  • Fixed monthly payments

PERSONAL CONTRACT HIRE

This is a rental product where you pay a monthly rental based on the period of hire, the annual mileage, the vehicle price and the anticipated future value of the vehicle. Service and maintenance cover is included. We usually need a minimum initial payment of 3 monthly rentals and then you pay equal monthly rentals over the 2 or 3 year period. At the end of the agreement, as long as you have fulfilled the mileage and condition requirements, you simply return the vehicle to us.

KEY BENEFITS

  • A new vehicle every 2 or 3 years

  • 3 choices at the end of the agreement

  • Fixed monthly payments

FUND YOUR VEHICLE